The odds of it falling from the dollar per share are below the threshold of things that would worry me, and i worry a lot. Currently have all my savings in a hysa with a 3.4% yield Thinking of moving it all into vusxx given the current 4.43% yield Just want to gut check Is there any practical difference in risk here One reason i'm asking is because in other posts on this sub about where.
But what if the hysa pays a much better rate, say 4.60% (vs 4.20% for vusxx)? Hysa vs vusxx in 2025 by invest quietly » wed feb 05, 2025 6:10 pm jwalterweatherman wrote I have a diversified portfolio and i ignore the noise Fretting over political events won't change anything. Vusxx has slightly more risk than a hysa, and it also tends to have a slightly higher yield Assuming you have read the prospectus, and are happy to accept the slightly more risk, then for sure, have at it and buy vusxx.
Vusxx is a money market mutual fund offered by vanguard Vusxx vs hysa by roccodean » thu aug 21, 2025 10:27 am hello all, i currently have my emergency fund/money i need liquid in the next year for home renovations and car in ally hysa I reside in ohio and and we are in the second highest federal tax bracket Is there any reason to not move about 2/3 of my ally hsa into vusxx as to save on state. I have about 2/3 of my savings cash in a hysa and then the other 1/3 in vusxx I live in mn where we have about 7% state tax so that's the only reason i chose that over having all cash in hysa.
Hysa by mamster » wed nov 22, 2023 3:18 am the money market fund yield is after the expense ratio A money market fund yielding 4.99% is better than a hysa yielding 4.3% If you happen to have a vanguard account, vanguard's treasury money market fund (vusxx) is about the best yield you're going to find right now.
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